Your trusted financial partner in India.

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Filing of tax returns in India

An income tax return is a form where taxpayers declare taxable income, deductions and tax payments for each financial year. Forms range from ITR 1 to ITR 7 depending on the type and nature of income.

Whether you are a resident Indian or an NRI, filing an income tax return is compulsory if your total Indian income exceeds Rs 2.5 lakh. Even below this threshold, filing is good practice.

Filing is especially important for NRIs to claim:

• Refund of excess tax paid
• Repatriation of funds from and to India
• Gift of property or money
• Purchase and sale of property in India
• Availing house or personal loans in India
• Financial credibility for VISA / higher education abroad
• Tax credit in foreign country for taxes paid in India

You can file your returns on the Income Tax Department's website or with us at redbookindia.com. Keep PAN, Aadhar, address, bank details, income proofs, Section 80 deductions and TDS/advance-tax info ready.

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Financial & tax planning

Get your personalised financial plan now — designed in association with Certified Investment Advisers.

Your plan helps you build a foundation by mapping income, savings, expenses and debts. We separate needs from wants, tailor a plan to your portfolio and cash flow, evaluate risk, assist execution, and re-assess regularly — including post-retirement fund management and maximum lawful tax savings.

• Investment plan best suited to your needs
• Detailed session with an experienced Financial Advisor
• Current investments analysis & goal-based plan building
• Continuous monitoring to keep goals in sight
• Single dashboard to track MF, Insurance, FD, PPF in one click

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Advisory on Capital Gains Tax in India

Capital gain is the profit made on the transfer of a capital asset, taxable under the head 'Capital Gain' (Income Tax Act, 1961). Long-term gains are taxed at lower rates than short-term gains.

How Redbook helps:

• Computation of capital gain tax liability
• Assistance in TDS (Tax Deduction at Source) compliance
• Application to the Income Tax authority for a lower-deduction certificate
• Claiming exemption from capital gains tax
• Transfer / repatriation of funds received from sale of property in or outside India

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Obtaining PAN Card

A Permanent Account Number (PAN) is a ten-character alphanumeric identifier issued by the Indian Income Tax Department. It is necessary for filing income tax returns and is also issued to foreign nationals — investors, business owners and HUFs.

For individuals & HUFs, proof of identity can include a passport, Voter's ID, PIO/OCI card, or attested national/taxpayer identification (Apostille / Indian Embassy attested).

Proof of address can include the above documents bearing the address, bank statements (foreign or NRE), Indian residence certificates, Foreigner's Registration Office certificate, or a visa + Indian-employer appointment letter and address certificate.

For entities, accepted documents include the country-of-registration certificate (Apostille or Indian-Embassy attested) or the Indian registration / approval to set up office.

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Income tax refund related services

We help clients recover refunds delayed for reasons such as incorrect bank account details, unvalidated bank accounts, pending rectifications, unanswered demand notices or accounts frozen after demise.

Our empanelled Chartered Accountants follow up end-to-end with the Income Tax Department to ensure refunds are released.

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Advisory on Tax Deducted at Source (TDS)

TDS collects tax at the source of income — the deductor remits tax on rent, commission, professional fees, salary, interest and similar payments, while the deductee gets credit via Form 26AS.

TDS deducted must be deposited by the 7th of the following month. TDS returns are quarterly — Form 24Q (salary), 27Q (non-resident payments), 26QB (property sale, 30 days), 26QC (rent, 30 days).

Certificates: Form 16 (annual, salary), 16A (quarterly, non-salary), 16B (property), 16C (rent). We support deductors and deductees end-to-end on TDS compliance, payments, returns and certificates.

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Property related services

Through our partner Propertism, we manage land and property end-to-end for NRIs and Indians — using technology to remove the distance problem.

We cover land and apartment management, buying/selling counsel, approvals & documentation, legal advisory, industrial land services and construction updates. We also handle income tax, FEMA, tax planning on property sales and advisory on cross-border fund transfers.

• Real Estate — Buy and Sell assistance
• Rental and Apartment Maintenance (tenant management, periodic visits, rent collection reports)
• Industrial Land Services — sale & purchase per requirement